Regulatory Guidance Documents

The following table provides all active regulatory guidance issued by the Superintendent of Credit Unions.

Board of Directors Attendance At Board Meetings 1/18/2013 10/30/2019 Download 
CAMELS     Download 

Criteria for Credit Union Chartering and Expansion

11/3/2008 Revising  
Dividend Rate Setting Authority 4/12/1994 11/15/2019 Download 
Fixed Asset Management 8/16/1993 3/15/2016 Download 
In-house Attorney for Abstracts & Title Opinions 3/14/2013 2/14/2020 Download 
Low-Income Designation 11/1/2012 9/12/2016 Download
Notification Requirements Following Data Breach 10/19/2019   Download
Overdraft Protection Programs (FFIEC) Feb. 2005   Not Available
Real Estate Escrow Accounts 8/1/1995 10/30/2019 Download 
Restriction of Member Services 12/10/2018   Download 
Securing a First Mortgage Lien in Iowa 9/2015   Download 
Share & Deposit Accounts in Another Credit Union/Non-member Deposits 12/1/1996 11/21/2019 Download 
Venture Capital Policy 8/12/2011   Download 
Virtual Annual Meetings 4/29/2020   Link to PDF version of Virtual Annual Meeting GuidanceDownload 
Approved Variance for Board of Director Elections at Virtual Annual Meetings 6/12/2020   adobe acrobat logo Download

The following Agency Guidance Documents have been withdrawn by the Iowa Division of Credit Unions. These withdrawn Guidance Documents will no longer be updated, referred to, or relied upon by the Iowa Division of Credit Unions. Credit unions should review applicable Iowa and Federal, rules and laws when referring to any guidance documents. Credit unions may direct questions and concerns to the Iowa Division of Credit Unions via email at or via phone at (515) 725-0505.     

  • Bondability of Credit Union Officials 
  • Independence in Auditor/Credit Union Relationship 
  • Corporate Bond and Commercial Paper 
  • Board of Director Borrowing from a Credit Union 
  • Charitable Donation Accounts 
  • Guidance on Indirect Lending Programs 
  • Overdraft "Bounce Protection" Programs
  • Investments 

Printed from the website on August 05, 2020 at 11:51am.